Apply For First Access

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First Access home banner

APPLY IN 4 EASY STEPS!

Start Application
Continue Application
Review Terms & Conditions
Approval & Pay Program Fee

*Required field

First Name*

MI

Last Name*

Suffix

Email Address*

Verify Email Address*

Street Address*

Address Line 2/Apt

City*

State*

Zip*

Home Phone*

Mobile Phone*

At least one phone number is required.

Do you have an active checking account?*

Yes No

I certify that I am a U.S. resident over the age of 18.*

I would like to receive physical and digital communication from Progress Credit, Infusion Strategies, First Access, and other brands that may be of interest to me. I acknowledge I have reviewed the privacy policy from Progress Credit Marketer's Privacy Policy and Infusion Strategies Marketer's Privacy Policy.

Notice to California Residents: This website collects personal information. View our Digital Privacy Policy to learn more.

First Access Credit Card, designed for poor credit

**See Rates, Fees, Costs, and Limitations page for additional details.

First Access is for people with a checking account who want a true Visa credit card that does not require perfect credit for approval. Apply now to get a response online in seconds

First Access Card

Step 1 – Complete Your First Access Application

COMPLETE APPLICATION

Applying is quick & easy with our SECURE online application.

Step 2 - Get Your First Access Credit Decision

GET YOUR CREDIT DECISION

Review the terms and conditions, submit your application & get your credit decision!

Step 3 – Pay the $95 Program Fee to Open Your First Access VISA Card Account

PAY $95 PROGRAM FEE**

If approved, pay the $95 Program Fee** to open your account.

First Access Mobile App available in Apple App Store and Google Play Store Android

DOWNLOAD OUR MOBILE APP

Download our mobile app for either iOS or Android* for quick access to your account.

*Google Play and the Google Play logo are trademarks of Google LLC.
App Store is a service mark of Apple Inc.

CARD FEATURES

First Access Rewards Offer 1% Cashback on Payments – See Terms and Conditions for Details

FIRST ACCESS CASH BACK REWARDS

First Access Card Mobile App is available in Apple App Store and Google Play Store

USER-FRIENDLY MOBILE APP

First Access Credit Card reports monthly to the three major Credit Bureaus, TransUnion, Experian, and Equifax

MONTHLY REPORTS TO CREDIT BUREAUS

FREE VANTAGESCORE®+ AND CREDIT EDUCATION

Blue First Access Credit Card, designed for poor credit

**See Rates, Fees, Costs, and Limitations page for additional details.

First Access is a great card for those who have struggled to get access to credit in the past or have less-than-perfect credit. Applying only takes a few minutes and we will provide a credit response in 60 seconds or less.

CARD FEATURES

⁺Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian^® indicates your credit risk level and may not be used by all lenders. Click here to learn more.

Link to First Access Instagram Page

Link to First Access Instagram Page

Rates, Fees, Costs and Limitations**

Digital Privacy Policy

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Contact Us Privacy Notice

Rates, Fees, Costs and Limitations**

Digital Privacy Policy Terms of Use

Unsubscribe from our Mailing List

First Access is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. *Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps or for gambling transactions.

^^See First Access Rewards Program Terms & Conditions for details.

¹ Account holders who pay their bill on time every month and keep their balance low relative to their credit line, may build or rebuild their credit.