FIRST ACCESS REWARDS
Make Payments, Earn Rewards!
Imagine being rewarded for simply paying your bill each month. First Access Rewards is the all new program that rewards you for making payments on your account.
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Apply for a First Access Card account today and start earning 1% cash back based on payments that you make to your First Access Card account. After opening your account, you are automatically enrolled in First Access Rewards and can begin redeeming accrued points after your account is active for 6 months.^^
Rewards are earned by making payments to your First Access Credit Card and are tracked as points. You will earn 1 point for every dollar of payment made to your account which equates to 1% cash back^^ in First Access Card Rewards. Cash back is provided in the form of statement credits. Payments to the Program Fee or merchant credits/refunds to your account do not earn rewards.
Once your account is open for at least 6 months and remains in good standing, you can redeem your accrued rewards. Rewards can be redeemed online, via MyCCPay.com, First Access Card Mobile App or by calling our friendly First Access customer service team. Points can be redeemed in 500-point increments and will be applied as a credit to your card account. Each 500-point redemption will result in a $5 statement credit. Rewards redeemed as a statement credit to your First Access Card account are applied to your outstanding account balance. You must still make regularly scheduled payments.
First Access Rewards do not expire and are good for the life of the account. However, if your account is closed for any reason, you will lose any unredeemed rewards.
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First Access is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. *Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps or for gambling transactions.
^^See First Access Rewards Program Terms & Conditions for details.
1 Account holders who pay their bill on time every month and keep their balance low relative to their credit line, may build or rebuild their credit.